Find insurance agencies, brokers and agency decision makers

Start from the licence register rather than a contact database. In the United States every agency holds a business entity licence issued by a state Department of Insurance, with lines of authority attached, and those records are searchable state by state and through NIPR. In the United Kingdom the FCA Financial Services Register publishes each firm’s permissions. Causo reads those registers directly, so a search like “agencies licensed for commercial property in five or more states” returns a list rather than an error.

Because licence status is not a field they hold. Contact databases are assembled from firmographics and web signals: headcount, industry code, revenue band, location, job titles. Insurance agencies are usually present in them, but which lines a firm may write, in which states, and whether it is directly authorised or an appointed representative are published by regulators rather than by the firm, so there is no field to filter on and no filter that reaches it.

A directly authorised firm holds its own permissions from the regulator. An appointed representative trades under the permissions of a principal firm, which takes regulatory responsibility for it. In the United Kingdom the FCA recorded 33,347 appointed representatives across 2,431 principal firms as at March 2026, and the register names the principal behind each one. The distinction matters commercially, because an appointed representative’s buying decisions on compliance, placement and systems are often made or constrained by its principal.

The agency, why it matched, the evidence behind that with its source, and the decision maker with a verified email address. Evidence for this market typically means a licence record, a permission on a regulator register, a carrier appointment or a filing date. You can then ask follow-up questions about any result, such as which states it is licensed in or which agency management system it runs, and get answers with sources attached.

It is read at the moment you search rather than pulled from a stored snapshot, so a non-resident licence added last month or an appointed representative registered in April appears in this month’s results. That matters more here than in most markets, because licence and permission changes are exactly the events worth selling against and they are invisible in any dataset compiled on a refresh cycle.

Yes. The sources differ by country, so Causo uses the local register: state Departments of Insurance and NIPR in the United States, the FCA Financial Services Register in the United Kingdom, the Central Bank of Ireland register in Ireland, ORIAS in France and the DIHK Vermittlerregister in Germany. Every EU member state maintains an intermediary register under the Insurance Distribution Directive, so the same search runs across jurisdictions with the underlying source swapped.

It depends on size and structure. At a small independent agency it is the owner or principal. At a firm of thirty or more it is more often an operations lead, a commercial lines manager or whoever owns the agency management system. At a managing general agent it is usually the head of underwriting, and at an appointed representative the principal firm may set the choice. Causo surfaces the role alongside the firm so you can tell which of those you are looking at.

One token per researched company, per decision maker found, per question asked and per outreach sequence sent. Plans start at $10 a month, and the first 10 tokens are free with no card required.